Swift Operations Officer
Job Overview
Job Description
About the Role:
To ensure accurate, timely, secure, and efficient processing of international financial transactions through the SWIFT network. The SWIFT Operations Officer is responsible for handling incoming and outgoing SWIFT messages, processing international fund transfers, monitoring payment transactions, resolving discrepancies, and ensuring compliance with internal policies, regulatory requirements, and SWIFT standards.
Job Responsibilities:
SWIFT Message Processing
- Process incoming and outgoing SWIFT messages, including MT and MX messages.
- Handle international fund transfers, customer remittances, and interbank transactions.
- Process SWIFT MT103, MT202, MT202 COV, MT199 and other relevant message types.
- Ensure accuracy of beneficiary details, correspondent bank information, currency, and transaction amounts.
- Verify and authenticate SWIFT messages before processing.
- Ensure timely transmission and delivery of SWIFT messages.
- RMA Handling and coordination with Financial Institution Team.
Payment Investigation & Repair
- Investigate rejected, delayed, pending, and returned international payments.
- Handle payment amendments, cancellations, recalls, and inquiries.
- Coordinate with correspondent banks and internal departments to resolve payment-related issues.
- Monitor SWIFT acknowledgements, including ACK and NAK responses.
- Ensure proper follow-up and resolution of outstanding payment transactions.
Reconciliation & Settlement
- Perform daily reconciliation of SWIFT transactions
- Investigate unmatched, duplicate, and outstanding transactions..
- Ensure timely settlement of international transactions.
SWIFT System & Operational Controls
- Monitor SWIFT connectivity and message transmission status.
- Coordinate with IT and SWIFT support teams to resolve technical issues.
- Maintain proper documentation and audit trails.
- Ensure adherence to SWIFT Customer Security Programme (CSP) requirements and applicable security controls.
- Support implementation of SWIFT ISO 20022 and CBPR+ requirements.
Reporting & Audit
- Prepare daily, weekly, and monthly SWIFT transaction reports.
- Maintain records of processed, rejected, pending, and returned transactions.
- Provide information and documentation during internal and external audits.
- Ensure timely closure of audit observations and operational exceptions.
Qualification & Experience:
- Bachelor's degree in Finance, Banking, Business Administration, Accounting, or a related discipline.
- 2–4 years of relevant banking operations experience preferred.
- Previous experience in SWIFT operations, international remittances, or payment processing will be an advantage.
- Knowledge of SBP regulatory requirements and international banking practices is preferred.
How to Apply
Interested candidates can submit their CV directly using the quick apply option. Candidates can also review openings on the official UBL - United Bank Limited website.
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Swift Operations Officer
Job Description and Requirements
About the Role:
To ensure accurate, timely, secure, and efficient processing of international financial transactions through the SWIFT network. The SWIFT Operations Officer is responsible for handling incoming and outgoing SWIFT messages, processing international fund transfers, monitoring payment transactions, resolving discrepancies, and ensuring compliance with internal policies, regulatory requirements, and SWIFT standards.
Job Responsibilities:
SWIFT Message Processing
- Process incoming and outgoing SWIFT messages, including MT and MX messages.
- Handle international fund transfers, customer remittances, and interbank transactions.
- Process SWIFT MT103, MT202, MT202 COV, MT199 and other relevant message types.
- Ensure accuracy of beneficiary details, correspondent bank information, currency, and transaction amounts.
- Verify and authenticate SWIFT messages before processing.
- Ensure timely transmission and delivery of SWIFT messages.
- RMA Handling and coordination with Financial Institution Team.
Payment Investigation & Repair
- Investigate rejected, delayed, pending, and returned international payments.
- Handle payment amendments, cancellations, recalls, and inquiries.
- Coordinate with correspondent banks and internal departments to resolve payment-related issues.
- Monitor SWIFT acknowledgements, including ACK and NAK responses.
- Ensure proper follow-up and resolution of outstanding payment transactions.
Reconciliation & Settlement
- Perform daily reconciliation of SWIFT transactions
- Investigate unmatched, duplicate, and outstanding transactions..
- Ensure timely settlement of international transactions.
SWIFT System & Operational Controls
- Monitor SWIFT connectivity and message transmission status.
- Coordinate with IT and SWIFT support teams to resolve technical issues.
- Maintain proper documentation and audit trails.
- Ensure adherence to SWIFT Customer Security Programme (CSP) requirements and applicable security controls.
- Support implementation of SWIFT ISO 20022 and CBPR+ requirements.
Reporting & Audit
- Prepare daily, weekly, and monthly SWIFT transaction reports.
- Maintain records of processed, rejected, pending, and returned transactions.
- Provide information and documentation during internal and external audits.
- Ensure timely closure of audit observations and operational exceptions.
Qualification & Experience:
- Bachelor's degree in Finance, Banking, Business Administration, Accounting, or a related discipline.
- 2–4 years of relevant banking operations experience preferred.
- Previous experience in SWIFT operations, international remittances, or payment processing will be an advantage.
- Knowledge of SBP regulatory requirements and international banking practices is preferred.
