Unit Head Credit Operations Islamic Microfinance Department
Job Overview
Job Description
Job Responsibilities:
- To support Bank’s CAD function
- Assist Credit function in credit approval
- Initial screening of credit proposal/credit applications
- Identification of Shariah non-compliance risks and propose remedial measures
- Address credit related inquiries from Shariah, support groups and regulators
- UAT and implementation of Islamic financing products
- Coordinate with Head Asset in developing Islamic financing products
- Monitoring of pre and post-disbursement stages
- Management of Charity Account
Behavioral Competency:
- Leadership and team-building skills.
- Strategic thinking and business acumen.
- Strong communication and interpersonal skills.
- Customer-centric approach.
- Problem-solving and decision-making abilities.
- Initiative, innovation, and result orientation.
Technical Competency:
- Fully conversant with SBP regulations, Prudential Regulations, Islamic Banking Framework, and regulatory reporting requirements.
- Sound knowledge of Islamic Banking products and their implementation.
No. of Years’ Experience:
Minimum 5 years of banking experience in branch banking, Islamic Banking, credit, or sales management role, including at least 2 years in credit
Qualification:
Master's degree in Business Administration, Economics, Finance, Banking, Marketing, Islamic Banking & Finance, or a related discipline. Professional certification in Islamic Banking shall be preferred.
How to Apply
Interested candidates can submit their CV directly using the quick apply option. Candidates can also review openings on the official ASA Microfinance Bank (Pakistan) Limited website.
Prepare for this ASA Microfinance Bank (Pakistan) Limited Exam Online
Practice authentic past paper MCQs with real-time feedback showing right and wrong answers, complete explanations, and score ranking.
Share this Job
Help others find this opportunity
Unit Head Credit Operations Islamic Microfinance Department
Job Description and Requirements
Job Responsibilities:
- To support Bank’s CAD function
- Assist Credit function in credit approval
- Initial screening of credit proposal/credit applications
- Identification of Shariah non-compliance risks and propose remedial measures
- Address credit related inquiries from Shariah, support groups and regulators
- UAT and implementation of Islamic financing products
- Coordinate with Head Asset in developing Islamic financing products
- Monitoring of pre and post-disbursement stages
- Management of Charity Account
Behavioral Competency:
- Leadership and team-building skills.
- Strategic thinking and business acumen.
- Strong communication and interpersonal skills.
- Customer-centric approach.
- Problem-solving and decision-making abilities.
- Initiative, innovation, and result orientation.
Technical Competency:
- Fully conversant with SBP regulations, Prudential Regulations, Islamic Banking Framework, and regulatory reporting requirements.
- Sound knowledge of Islamic Banking products and their implementation.
No. of Years’ Experience:
Minimum 5 years of banking experience in branch banking, Islamic Banking, credit, or sales management role, including at least 2 years in credit
Qualification:
Master's degree in Business Administration, Economics, Finance, Banking, Marketing, Islamic Banking & Finance, or a related discipline. Professional certification in Islamic Banking shall be preferred.
